Bt Investments Blog

The GE Interest Plus investment account is currently offering a $25 cash incentive to first-time investors when you open a GE Interest Plus account.
You must be a first-time investor to qualify for this $25 GE Interest Plus bonus offer, as there is a limit of 1 lifetime incentive per Social Security Number.
Just apply for your GE Interest Plus account, and you’ll receive a $25 incentive when you open your new account.
The minimum initial investment is $500, or it’s $250 if you also sign up for the Auto Invest Service. In addition, GE Employees can establish a GE Interest Plus investment account with no initial investment if they sign up for the payroll deduction service.
You must be 18 years or older and a U.S. resident to invest.
Check out more details on this GE Interest Plus $25 Bonus Offer, where you’ll see a link toward the bottom of the page that mentions the $25 bonus.
Unfortunately, there doesn’t seem to be too much information about the $25 incentive online at GEInterestPlus.com, but we called GE to confirm the promotion, and they indicated that no special actions are required to receive the $25 bonus, other than being a first-time investor.
GE Interest Plus Account Details
GE Interest Plus is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation.
You should note that GE Interest Plus Notes are not a money market fund, which is generally a diversified fund consisting of investments in short-term debt securities of many companies.
Unlike bank accounts and certificates of deposit, GE Interest Plus is not an FDIC-insured deposit. GE Interest Plus is not guaranteed under the FDIC’s Temporary Liquidity Guarantee Program.
Because they are a form of unsecured credit, you would be treated as an unsecured creditor in the event of a default.
It is possible to lose money if GE Capital is unable to pay its debts. Please see the Prospectus for important investment information.
By issuing corporate notes, companies can borrow capital directly from investors at a fairly low cost, while providing investors with benefits such as:

• Higher rates of interest than other cash alternatives like FDIC-insured savings accounts, short-term CDs, and money market mutual funds
• Investments that are fully redeemable at any time
• Convenient banking-type features like check writing, free electronic transfers between linked checking accounts, and the ability to wire funds

Unlike certificates of deposit or bank money market accounts, you can redeem your investment when you need to without penalty.
Plus, there are no loads, sales fees, or management fees.
GE Interest Plus is a direct investment in GE Capital Corporation, which is rated AA+ by Standard and Poor’s Corporation and Aa2 by Moody’s Investor Service. Standard and Poor’s assigns a AA+ rating to companies they define as “very high quality” with “a very strong capacity to meet financial commitments.” Moody’s assigns their Aa (1-3) ratings to obligations that are “judged to be of high quality and subject to very low credit risk.”
Only individual or joint tenant investments may be established online. Trust and Custodial investments must be established via mail.
You can link your GE Interest Plus investment to your bank checking account and easily add to your investment or redeem it electronically at no charge ($25 minimum and $50,000 daily limit on electronic redemptions).
You can also write an unlimited number of checks in amounts of $250 or more, or you can wire money to your linked checking account ($2,500 minimum and a $15 fee for each wire).
The GE Interest Plus account makes it easy to manage your money through their website or over the phone.
Make sure you review the GE Interest Plus FAQs before opening an account.
Take advantage of this $25 bonus offer when you open a GE Interest Plus investment account today.
You may also be interested in these additional Investment Opportunities for cash bonus promotions when you invest in stock trading and other investment accounts.
Review these Bank Deals as well for banking bonuses and bank promotions.
Open your GE Interest Plus investment account today to receive a $25 account-opening incentive.

Individuals are on the lookout for investments that offer the highest interest, at a time when the health of the economy is very weak, and the news from the stock market is not much better. People are feeling nervous about the trends of financial investments, and they are having trouble finding secure places for their money. If asked, most individuals will tell you that they would choose a safe investment over one offering a higher interest rate. So, if you find yourself in this position, what other alternatives are available besides an interest checking or savings account?

Probably the safest choice are bank certificates of deposit (CDs) since they are guaranteed by the FDIC, which is a federal government agency. You have to trust in this FDIC insurance, because if it failed it would mean that the U.S. government also failed and chaos erupted. Sadly, CDs are only paying around one percent, which is a historically very low return rate.

You might think that the most beneficial CD rate available would be reserved for the longest term CD, but this is not always the case. If you check the CD rates available through your bank, you may be surprised to find that the 30 year and 15 year CDs are not paying as high an interest rate as CDs for shorter time periods. There are special promotions available that may enable you to obtain the most profitable interest rate on a CD for a shorter length of time.

These low rates really hurts all the people that need interest income to help them get by which are often retired people and seniors. It may be advisable for young people to invest in stocks and other vehicles that have some risk and can give a better rate of return but not older people. This is because young people have a long time horizon and can withstand market fluctuations but older people need to have their money available at all times.

Treasury bills are another safe investment, as is keeping cash. T-bills currently pay even less than bank CDs. That means you are practically making a free loan to the U.S. government! If you decide to keep cash rather than investing in anything, keep in mind that inflation will reduce your money’s value. Our terrible economy and the financial situation overall makes this a difficult time for everyone.